Auto benefits for U.S. car drivers. One membership for every personal car in your household: repair reimbursement, 24/7 roadside help, tire and wheel protection and everyday savings, for $39.50 a month.
30-day money-back guarantee. A 60-day waiting period applies to all benefits. AmericanAutoBenefits is a membership program, not insurance, and this page is not a contract. *Benefit amounts, discounts, percentages may vary. Examples are illustrations, not promises. Actual results depend on your claim, the limits and exclusions, and any other coverage you have. The Membership Terms apply at all times. See the Membership Terms. Not available in Alaska, Connecticut, Iowa, Vermont and Washington.
A dead battery, a blown tire, a repair bill you did not plan for. AmericanAutoBenefits puts money back in your pocket when they happen and discounts in your pocket when they do not.
Each benefit shows its limit up front. Maximums apply to covered repairs and claims only. Select a benefit to read its full terms. *Benefit amounts, discounts, percentages may vary. Examples are illustrations, not promises. Actual results depend on your claim, the limits and exclusions, and any other coverage you have. The Membership Terms apply at all times.
30%* back on parts and labor
Get reimbursed for part of covered mechanical repairs on an eligible personal vehicle. Submit your claim by email within 120 days of the repair. Paid in excess of any other coverage. Routine maintenance, collision, theft and commercial use are not covered.
3 calls a year
Towing, jump starts, lockouts, tire changes, fuel delivery and winching, 24 hours a day. Towing goes to the nearest licensed repair facility. Covers the United States, Canada and Puerto Rico. Mexico by reimbursement.
Up to $350* a year
Reimbursement for tires and wheels damaged by a road hazard: up to $300* for one incident with up to 2 components, plus $25* per tire repair, up to 2 a year.
Up to 20%* off
Download discount certificates by email and use them at participating oil change, brake, tire and service shops. Discounts apply at participating locations only.
Up to 25%* off
Save on Avis and Budget rentals, up to 25%* off Avis base rates and Budget Pay Now rates, using the discount codes in your member email. Avis Preferred and Budget Fastbreak perks are free to join.
Unlimited advice
Talk to an automotive expert about a warning light, a strange noise or a repair quote before you pay for it. Advice is general information and not a diagnosis or a guarantee.
Enrolling takes a few minutes and everything is handled by email. Please read how the first 60 days work before you join.
Choose your state, enter your details and review the terms. Membership is $39.50 a month.
Your welcome email carries your member ID, your benefit guide and your discount certificates.
All benefits start after the 60-day waiting period, which begins on your Membership Effective Date.
Send your documents to claims@americanautobenefits.com and your claim is reviewed and processed.
The most you can receive in a membership year, compared with what the membership costs. These are maximums. You are paid only when you have a covered repair or claim.
| Benefit | Maximum per membership year |
|---|---|
| Repair Reimbursement | $1,000* |
| Roadside Assistance (3 calls at $100*) | $300* |
| Tire and Wheel Protection | $350* |
| Total benefit maximums | Up to $1,650* |
Plus up to 20%* off maintenance, up to 25%* off rentals and unlimited expert advice, not counted above. Amounts are maximums, not guarantees of savings. Reimbursements apply to covered repairs and claims only, after the waiting period, and are subject to the Membership Terms.
A covered $1,000* repair reimburses 30%*, which is $300,* within the $500* per occurrence limit.
A covered tow or jump start is paid to the provider up to $100*. You pay any amount above that limit.
Use a certificate at a participating shop for an oil change or brake service, where the discount applies.
Examples are illustrations, not promises. Actual results depend on your claim, the limits and exclusions, and any other coverage you have. *Benefit amounts, discounts, percentages may vary, and the Membership Terms apply at all times.
Benefits apply to personal-use vehicles owned or leased by you or by a family member who lives in your household, so you do not enroll each car separately. Built for everyday drivers of personal vehicles, not commercial fleets or commercial truck drivers.
Every personal car you own or lease.
Personal vehicles owned or leased by family members in your household.
Add a vehicle to your household and it is part of your membership, once the waiting period has passed.
No. AmericanAutoBenefits is a membership program that provides Membership Discount Benefit Services. It is not insurance, and it does not replace the insurance you carry. Reimbursements are paid in excess of other available coverage.
No. The descriptions on this website are summaries and are not a contract. The Membership Terms explain what is provided and control if anything differs.
A 60-day waiting period applies to all benefits. It begins on your Membership Effective Date, and your benefits begin on your Benefit Start Date, which is the 61st day.
Cancel within 30 days of your Membership Effective Date and you receive a full refund of the fees you paid. You can cancel online at any time on the cancel page.
Yes. Membership is $39.50 per month and renews each month until you cancel. We show this before you pay, and you can cancel online at any time. Cancellation stops future charges.
Personal vehicles owned or leased by you or a family member in your household. Commercial vehicles, vehicles used for business, trailers, boats and similar are not included.
By email, to claims@americanautobenefits.com. Repair claims must arrive within 120 days of the repair. See the claims page for the documents to include.
Benefits and claims are handled by our third-party benefit administrator, named in the Membership Terms. SkyTrail E-Commerce LLC offers the membership and handles billing and customer service.
Roadside is limited to 3 calls per membership year and $100* per service, paid directly to the provider. If the service costs more, you pay the difference.
The membership is available in every state except Alaska, Connecticut, Iowa, Vermont and Washington. We may add states in the future.
By email. Your welcome email explains how to download your maintenance certificates and where to find your rental codes. Discounts apply at participating locations only.
Use the details on the contact page. Customer service is at customerservice@americanautobenefits.com or 1-307-429-0650.
Enter your information below. A Sales Representative will contact you within 24 hours to confirm your details and complete your enrollment. All membership materials are sent to your email address.
Thank you for submitting your information to become a member of AmericanAutoBenefits. One of our Sales Representatives will reach out to you within 24 hours.
Claims are reviewed by our benefit administrator and its claim vendors. Benefits begin on your Benefit Start Date, the 61st day of membership. *Benefit amounts, discounts, percentages may vary and the Membership Terms apply at all times.
claims@americanautobenefits.comRepair claims are paid in excess of other available coverage. Payment is typically issued about 30 days after your documents are verified. Routine maintenance, collision, commercial use, theft, acts of God and upgrades are not covered. See the repair terms.
Send a written request for reimbursement with your documents within 60 days of the date of the road hazard, including the tire or wheel if requested. Requests after 60 days are not eligible. You will receive a claims tracking number when you call for authorization.
If approved, you receive a reimbursement check by mail. Limited to personal-use vehicles. See the tire and wheel terms.
See the roadside terms.
No claim is needed for these benefits. Discounts apply at participating locations only. For help, email customerservice@americanautobenefits.com.
You can cancel online at any time. Cancelling stops future charges.
Your membership cancellation request for AmericanAutoBenefits is now submitted. One of our Customer Service Representatives will review your request and process next steps within 24 hours.
Questions about billing, your membership or a claim? We are here to help.
Benefits and claims are handled by a third-party benefit administrator named in the Membership Terms.
The Membership Discount Benefit Services are available in all states except Alaska, Connecticut, Iowa, Vermont and Washington. We may offer the membership in more states in the future. If you move to an unavailable state, your membership may end as described in the Membership Terms.
We want everyone to be able to use this website. We aim to follow the Web Content Accessibility Guidelines (WCAG) 2.1 Level AA. If you have trouble using any part of the site, or you need membership materials in another format, email customerservice@americanautobenefits.com or call 1-307-429-0650 and tell us what you need. We will respond promptly and offer another way to get the information or service.
If you have a complaint, contact customer service first. We will try to resolve it. You may also contact your state attorney general or consumer protection office.
Send legal notices to SkyTrail E-Commerce LLC, 30 N Gould St, Ste R, Sheridan, WY 82801, with a copy to customerservice@americanautobenefits.com.
These Terms of Service ("Terms") govern your use of AmericanAutoBenefits.com (the "Site") and your purchase of a AmericanAutoBenefits membership. The Site and the membership are offered by SkyTrail E-Commerce LLC, 30 N Gould St, Ste R, Sheridan, WY 82801 ("we", "us"). By using the Site or enrolling you agree to these Terms. If you do not agree, do not use the Site or enroll.
AmericanAutoBenefits is a membership program that provides Membership Discount Benefit Services. It is not insurance, and these Terms are not a contract of insurance. The benefits, limits, exclusions, waiting period and claim rules are in the Membership Terms, which form part of these Terms. If the Membership Terms conflict with these Terms about a benefit, the Membership Terms control. Descriptions on the Site are summaries only. Benefits and claims are administered by Gallagher Affinity Insurance Services, Inc..
You must be at least 18 and live in a state where the membership is offered. You agree to give accurate information and keep it current, including your email address, because we deliver membership materials and notices by email. See the Electronic Records Consent. You are responsible for activity under your membership.
The membership costs $39.50 per month and renews automatically each month until you cancel, as described in the Membership Terms. You authorize us to charge your payment method each month. You can cancel at any time on the cancel page. A 30-day money-back guarantee applies as described in the Membership Terms.
You agree not to misuse the Site. This includes attempting to gain unauthorized access, interfering with the Site, using automated means to collect data without permission, submitting false claims, or using the Site for an unlawful purpose.
The Site, its content, the AmericanAutoBenefits name and logo, and related materials belong to us or our licensors and are protected by law. You may view the Site for personal use. Do not copy or reuse our material without written permission. Third-party names, including Avis and Budget, belong to their owners.
Some benefits are delivered by third parties such as Gallagher Affinity Insurance Services, Inc., roadside providers, repair shops and rental companies. They are responsible for their own services. We do not control third-party sites and are not responsible for them.
THE SITE AND MEMBERSHIP ARE PROVIDED "AS IS" AND "AS AVAILABLE." TO THE FULLEST EXTENT THE LAW ALLOWS, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. WE DO NOT GUARANTEE THAT PROVIDERS WILL BE AVAILABLE OR THAT SERVICE WILL BE UNINTERRUPTED. ADVICE FROM THE AUTO EXPERT HOTLINE IS GENERAL INFORMATION ONLY. SOME STATES DO NOT ALLOW THESE DISCLAIMERS, SO THEY MAY NOT APPLY TO YOU.
TO THE FULLEST EXTENT THE LAW ALLOWS, WE ARE NOT LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES. OUR TOTAL LIABILITY FOR ANY CLAIM RELATED TO THE SITE OR THE MEMBERSHIP IS LIMITED TO THE AMOUNT YOU PAID US IN THE 12 MONTHS BEFORE THE CLAIM AROSE. NOTHING IN THESE TERMS LIMITS LIABILITY THAT CANNOT BE LIMITED BY LAW, AND THE BENEFITS THEMSELVES ARE PAYABLE UNDER THE MEMBERSHIP TERMS.
To the extent the law allows, you agree to indemnify us against third-party claims arising from your misuse of the Site, your false information or your violation of these Terms.
Please read this section carefully. It affects your legal rights.
These Terms are governed by the laws of the State of Wyoming and by the Federal Arbitration Act, without regard to conflict of law rules. This choice of law does not take away any protection that the consumer-protection laws of your state of residence give you and that cannot be waived. Subject to section 11, courts in Wyoming have jurisdiction, unless the law of your state requires another venue.
Under California Civil Code section 1789.3, California users are entitled to the following specific consumer rights notice: the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs may be contacted in writing at 1625 North Market Blvd., Suite N 112, Sacramento, CA 95834, or by telephone at 1-800-952-5210.
Back to homeIMPORTANT: AmericanAutoBenefits IS A MEMBERSHIP PROGRAM THAT PROVIDES MEMBERSHIP DISCOUNT BENEFIT SERVICES FOR U.S. CAR DRIVERS. IT IS NOT INSURANCE. THIS DOCUMENT AND THE SUMMARIES ON OUR WEBSITE ARE NOT A CONTRACT OF INSURANCE AND DO NOT CREATE A CONTRACT OF INSURANCE. THESE TERMS DESCRIBE THE BENEFITS AVAILABLE TO MEMBERS AND THEIR LIMITS.
To join you must be at least 18 years old, be a resident of a state where the membership is offered, provide a valid email address and agree to receive records electronically. The membership is not offered in Alaska, Connecticut, Iowa, Vermont or Washington. We may decline an enrollment or end a membership if information provided is false.
Benefits apply to a personal-use automobile that is owned or leased by you or by a Household family member. These are not eligible:
If you cancel within 30 days of the Membership Effective Date, we will refund all membership fees you paid. We return the refund to your original payment method, usually within 10 business days. After the first 30 days, fees already paid are not refunded, except where the law of your state requires it.
Please note: the refund period ends before benefits begin. You may not be able to use a benefit during the refund period.
A waiting period of 60 days applies to all benefits. It starts on the Membership Effective Date. Benefits are available beginning on the Benefit Start Date, the 61st day. Repairs, events, claims, purchases and services that happen before the Benefit Start Date are not eligible. The waiting period applies once, at the start of your membership. If your membership ends and you re-enroll, a new waiting period applies.
Members can download discount certificates by email for use at participating service locations, with savings of up to 20% on eligible services such as oil changes, brakes and tires. Participating locations, discounts and eligible services may change, and the discount applies only at locations that participate. The discount is not insurance and has no cash value. Details are provided in your welcome email.
Members can save up to 25% off Avis base rates and up to 25% off Budget Pay Now rates using the discount codes provided in the welcome email. Members may also join Avis Preferred and Budget Fastbreak at no cost. Avis and Budget set their own rental terms, rates and availability, and discounts may not apply to all rates, locations or dates. Avis and Budget are trademarks of their respective owners and are not affiliated with AmericanAutoBenefits. Brand use is by permission.
Members may call 1-888-995-3955 (Monday to Friday 8:00 AM to 8:00 PM ET, Saturday 8:00 AM to 5:30 PM ET) to reach ASE Certified automotive technicians for general and emergency advice about their vehicle or any vehicle they drive, excluding commercial vehicles. The service also includes second opinions on proposed repairs and a shop locator for nationally affiliated repair facilities that provide a minimum 12 month, 12,000 mile parts and labor warranty on qualifying repairs. Advice is provided for information only. It is not a diagnosis, an inspection, a repair recommendation or a guarantee. You are responsible for decisions about your vehicle.
Send repair claims by email to claims@americanautobenefits.com. Send tire and wheel claims as described in section 10. The documents required are listed on the claims page. Request roadside help by phone. You must give the Administrator the information it reasonably needs to review a claim. The Administrator decides claims under these terms. If a claim is denied, we will explain why by email and you may ask for a review by writing to customerservice@americanautobenefits.com within 60 days.
Reimbursements are paid in excess of other available coverage, such as insurance, warranties, manufacturer or dealer programs, and roadside services provided with your vehicle or card. You may not collect more than the actual cost of the repair or service.
If you make a false claim or misuse a benefit, we or the Administrator may deny the claim, end your membership and report the matter as the law allows. A member who is not in good standing, for example because of unpaid fees, may not receive benefits.
We may update these terms, benefits, providers and participating locations. We will email you notice of material changes at least 30 days before they apply to you. If you do not accept the change, you may cancel before it takes effect.
Customer service: customerservice@americanautobenefits.com, 1-307-429-0650, Monday to Friday, 9 AM to 6 PM Eastern Time. Claims: claims@americanautobenefits.com. Administrator: Gallagher Affinity Insurance Services, Inc.. Our address: SkyTrail E-Commerce LLC, 30 N Gould St, Ste R, Sheridan, WY 82801.
Back to homeSkyTrail E-Commerce LLC ("we", "us") operates AmericanAutoBenefits.com. This policy explains how we handle personal information about visitors and members.
| Category | Examples | Source |
|---|---|---|
| Identifiers and contact details | Name, email, phone, mailing address | You |
| Commercial information | Membership, billing history, claims | You, Administrator |
| Payment information | Card details are handled by our payment processor; we keep limited data such as the last four digits | You, processor |
| Claim documents | Repair bills, proof of payment, title or registration, driver's license, vehicle details | You |
| Device and usage data | IP address, browser, pages viewed | Automatically |
| Communications | Emails and messages with customer service | You |
We do not sell your personal information, and we do not share it for cross-context behavioral advertising. We share it with:
This Site uses only the cookies and storage needed for it to work. If we add analytics or advertising tools, we will update this policy, offer choices where the law requires, and respond to opt-out preference signals such as Global Privacy Control.
Depending on your state (for example California and others with privacy laws), you may have the right to know what we collect, to access, delete and correct your information, to receive a portable copy, to opt out of sale, sharing and targeted advertising, and to not be discriminated against for using your rights. To use a right, email customerservice@americanautobenefits.com or call 1-307-429-0650. We will verify your identity and respond within the time the law requires, usually 45 days. You may appeal a decision by replying to our response. An authorized agent may act for you with your written permission.
We use reasonable safeguards, but no system is completely secure. We keep information as long as needed for the purposes above and to meet legal, tax and accounting duties, then delete or de-identify it.
The Site is not for anyone under 18, and we do not knowingly collect information from children.
Gallagher Affinity Insurance Services, Inc. handles claims and benefit data under its own privacy notice, which governs its handling of that information.
We may update this policy. We will post the new date, and email you about material changes.
SkyTrail E-Commerce LLC, 30 N Gould St, Ste R, Sheridan, WY 82801. customerservice@americanautobenefits.com. 1-307-429-0650.
Back to homeAmericanAutoBenefits delivers everything by email. This notice explains what you agree to when you consent to receive records electronically, as required by the federal Electronic Signatures in Global and National Commerce Act (E-SIGN).
We send records to the email address you give us, or make them available through links in those emails or on the Site. You are responsible for keeping your email address current and for checking your spam folder.
You may request a paper copy of any record at no charge by emailing customerservice@americanautobenefits.com or writing to SkyTrail E-Commerce LLC, 30 N Gould St, Ste R, Sheridan, WY 82801. Tell us which record you need and your mailing address.
You may withdraw your consent at any time by emailing customerservice@americanautobenefits.com or writing to us at the address above. Because the membership is delivered electronically, withdrawing consent may require us to end your membership. If so, we will tell you first and refund fees for any period you cannot use, as the Membership Terms say. Withdrawal does not affect the validity of records delivered before it takes effect.
Tell us if your email address changes by emailing customerservice@americanautobenefits.com. We may need to confirm your identity.
If these requirements change in a way that creates a risk that you cannot access a record, we will tell you and give you a chance to withdraw your consent without charge.
When you check the consent box at enrollment, you confirm that you can access and read this notice and the types of records above using your own equipment, and you consent to receive records electronically.
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